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            Allowable Living Expenses

            (IRS National Standards for Bankruptcy Means Test -- Cases Filed On and After November 1, 2019)

            Collection Financial Standards for Food, Clothing and Other Items

            Expense One Person Two Persons Three Persons Four Persons
            Food  $386 $685 $786 $958
            Housekeeping supplies $40 $72 $76 $76
            Apparel & services $88 $159 $169 $243
            Personal care products & services     $43 $70 $76 $91
            Miscellaneous $170 $302 $339 $418
            Total $727 $1,288 $1,446 $1,786

             

            More than four persons: Additional Amount Per Person
            For each additional person, add amount to four-person total allowance: $420

             

            Bankruptcy Allowable Living Expenses — National Standards

            Expense One Person Two Persons Three Persons Four Persons
            5% of food & clothing $24 $42 $48 $60
            Food & clothing (apparel & services)* $474 $844 $955 $1,201

             

            More than four persons Additional Amount Per Person
            5% of food & clothing $14
            Food & clothing (apparel & services)* $282

            * This total may differ from the combination of the two amounts in the Collection Financial Standards table due to rounding.

            Bankruptcy Means Test